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Town-Country United Bank


 If you are ready to open your first savings account, save for something special or just want to keep your money in a safe place, Town-Country United Bank is the place for you.

To expedite the account opening process please print and complete the New Account Application form.

Regular Savings Account

  • Balance required for opening -  $100.00.
  • Earns interest, Contact us for current rates.
  • Interest credited quarterly.
  • If you close your account before interest is credited, you will not receive the accrued interest.
  • E-Statements. ($2.00 fee for a paper statement mailed quarterly; fee does not apply to Senior Citizen accounts).
  • There is no limitation for in-person withdrawals allowed, but a fee of $1.00 is assessed in excess of two withdrawals per statement cycle. These include:
    • Transfers made to another account of the same depositor at the same bank
    • Transfers made by:
      • Preauthorized transfer
      • Automatic transfer
      • By telephone
      • By fax
      • TCUB's Internet banking service
  • There is no limit to the number of in-house withdrawals allowed.
  • Drafts, checks, debit card transactions, or similar orders made by the depositor and payable to a third party are not allowed on this account.
  • No interest is posted if the account is closed before the interest is added to the account.
  • A balance of $25.00 is required for interest to be posted to the account.
  • Online and Mobile banking.
  • ATM Card
  • Transfer between accounts using Online or Mobile banking.

Christmas Club Account

For those customers who wish to save weekly, or monthly, for Christmas expenses.
  • Make 49 payments and the bank pays the 50th.
  • Christmas Club checks are mailed in November.
  • Penalty for early withdrawal is one payment.
  • Partial withdrawals are not allowed.
The following plans are available.
$5.00 week - $250.00
$10.00 week - $500.00
$20.00 week - $1000.00
$50.00 week - $2500.00